Hello friends, if you are looking for the best health insurance companies in India online then read this article completely because in this article we are going to tell you about the top best health insurance company. Which have been providing their services in India for a very long time. And millions of people have taken advantage of health insurance from these.
The main objective of health insurance is to get care without any burden on your finances. Health insurance plans provide protection against medical costs including hospitalization expenses, daycare procedures, and ambulance fees, among many others.
There are 5 types of health insurance policy in general –
- Individual health plans
- Family floater health insurance policies
- Senior citizen health insurance policies
- Top-up and super top-up insurance policies
- Policies covering specific illnesses such as cancer or major disease
You can choose any of these policy plans according to your needs. Let us now know which is the best company in India for insurance. From where you can get health insurance for yourself.
1.Religare Health Insurance
In a short time, Religare Health Insurance Company has shown tremendous growth. This medical insurer has set its criteria in the insurance market of India. This health insurance provider has 3 units: Religare Enterprises Limited, Corporation Bank and Union Bank of India. The company provides treatment in more than 4100 hospitals across India. Another feature of this health insurance provider is that they settle claims directly, which helps the company to maintain customer satisfaction and retain its customers.
Max Bupa is one of the best companies providing health insurance in India, which has been providing health insurance in India for a very long time. The company is a joint venture of Bupa Finance PLC and Max India Ltd. This renowned insurer offers a special range of insurance products for individuals of all ages and income groups. Max Bupa offers special benefits in mediclaim policy packages such as coverage for room rents without sub-limits and lifetime renewal options.
The ICICI Lombard Company is a well-known name in the health insurance market that provides complete coverage of expenses incurred during any medical emergency. The reach of this insurance company is very high. It provides cashless treatment facilities in more than 3200 hospitals in India. Also, the speed with which the company resolves the claims is very impressive as if this insurer approves the reimbursement claim in just 14 days. ICICI Lombard is popular across India for a comprehensive health insurance policy packet that offers its services abroad as well as India.
After the merger between Apollo Hospital Group and Munich Health, India’s most famous medical insurer Apollo Munich Health Insurance Company came into existence which is very reliable. Which is one of the companies providing very good health insurance facility. This medical insurance company provides health policies with comprehensive coverage. This Apollo Munich Health Insurance is good medical insurance as it has a wide range of offerings to cater to the needs of people from all sectors. When it comes to a real treatment facility, this insurance provider offers a cashless treatment facility in most hospitals within a few hours which is one of the very popular facilities. This company claims over 80% renewal.
5.Star Health & Allied Insurance Company Limited
Star Health & Allied health insurance providers rank first in the list of standalone health insurance companies in India. It had carved a niche for itself in the health insurance sector in India right from the beginning. Star Health Insurance is financially secure in times of online medical emergencies. This company has a very large network that provides cashless treatment facilities in more than 7000 hospitals. In addition, the company also claims an in-house claims settlement team. The company won the Health Insurance Company of the Year award in 2015.
6.Cigna TTK Health Insurance Company
The Insurance company is a joint venture between Cigna and TTK group. Established in the year 2014, this company immediately became part of the best health insurance companies in India due to its good facilities. The company offers a wide variety of products to meet individual and family health insurance needs. Also, the insurer provides cashless treatment facilities in more than 4000 hospitals across the country. Cigna TTK Company’s health insurance policy provides expenditure coverage 60 days before and 90 days after hospitalization.
7.Bajaj Allianz General Insurance
This major general insurer offers all types of health insurance products. Which will be helpful in meeting your medical needs. Bajaj Allianz General Insurance is the first company to offer captive TPA services along with some benefits. This company offers health insurance plans for individuals, families, senior citizens, and women-specific health insurance policies. It provides coverage against pre and post-hospitalization expenses. Also, the company has access to more than 5000 hospitals.
8.New India Assurance Insurance Company
It is a new health insurance company which is very popular for its New India Health Insurance Plan. These New India Insurance online health plans provide cashless treatment in all the hospitals in the network. Currently, New India Insurance claims access to over 1200 hospitals across India. This company offers a lifetime renewal option of the Mediclaim insurance policy. Also, the company offers free medical check-ups.
9.Oriental Insurance Company Limited
This company was started in Song 1947. Oriental Insurance is fully government-owned and the oldest general insurance company of the government. Which provides all other types of insurance like Personal Accident Insurance Policy, Happy Family Floater Policy, Super Health Top Up Policy and car insurance policy etc. across India. The Oriental Insurance Health Insurance Policy for the family provides coverage to a maximum of 7 members of the family including 4 adults and 3 children. It comes with health insurance policies available online along with health insurance or lifetime renewal option. According to this company, its network is more than 4300 hospitals, where the health insurance policyholders are provided with cashless treatment.
10.National Insurance Company
It does an insurer that provides the best medical insurance in 2019 among the best health insurance companies in India. This company fully covers the costs of treatment and care before and after hospitalization for 30 and 8 days. Also provides health checkup after 4 years. This company has more than 6000 hospitals in its network to provide cashless treatment facilities to its policyholders.
I hope you will find this information very good and now you will know that which is the best health insurance companies in India and which company is providing health insurance according to your needs. If yes, then go to any of these sites and read all the policies carefully. Then take a health policy for yourself.