You may find that all refer and earn apps are not genuine. Whether one is trusted or not depends on the company that runs the app. So, first, you need to ensure a reputed business runs the app.

An example of a genuine refer and earn app is the IDFC FIRST Bank MyFIRST Partner App. The app carries out the referral marketing program of IDFC FIRST Bank. Under this program, you need to refer personal loans to borrowers. When someone wishes to apply for a loan, you must help the person with the application and documentation processes. Here is all you need to know about how genuine refer and earn applications work.

How does a genuine refer and earn app work?

Let’s continue using the IDFC FIRST Bank MyFIRST Partner App as an example. If you are willing to become a loan partner of IDFC FIRST Bank, you can get paid by referrals using this app.


When someone approaches you to borrow a personal loan from the bank, you need to carry out the following simple steps:

  • Step 1: Collect the needed documents (like identity and address proofs) of the borrower.
  • Step 2: Download the refer and earn app.
  • Step 3: Upload your photograph on the app.
  • Step 4:Upload all the required personal details and collected documents of the borrower.
  • Step 5: Provide the details of the bank account in which you want to receive payouts.
  • Step 6: Once you get an OTP, verify it to complete your registration.

Right after getting registered, you will be recognised as a loan partner of the bank. That way, you can ensure the refer and earn app is genuine. After that, you can start generating leads. You don’t need to invest to join the referral program, which proves it is genuine.

Benefits of using a genuine refer and earn app

If you use an authentic refer and earn application like IDFC FIRST Bank MyFIRST Partner App, you can enjoy the benefits below:

  • Easy eligibility and onboarding: You need to be an Indian resident above 18 years of age and have an active account in any bank in India to be eligible for this referral marketing program. Therefore, students, housewives, and professionals can qualify for it.
  • One app, many uses : You can refer Personal Loans, Used car loan, Loan against property & Business loans. So, it is a consolidated app for multiple products to refer
  • High referral money: With every successful loan disbursal, you can earn 1.5% of its amount as a commission. You can earn more than ₹50,000 monthly as you get paid for referrals.
  • Weekly payouts: You can get the pay-outs every week, ensuring regular income. They will be transferred directly to your bank account.
  • Exciting awards: If you perform exceptionally well, you can win great prizes like electronic gadgets and cash rewards.

Go ahead and download a genuine refer and earn app like the one offered by IDFC FIRST Bank and generate secondary income online from the comfort of your home. At present, over 6 Lac+ partners are associated with the programme and reaping its benefits. Start today!