How do you create wealth when everyday reality is made of uncertain work, a fixed salary, a mortgage to pay, bills that expire and children to support? Here are the wealth creation tips for you.

Hearing someone who has already created the wealth, everything seems simple: you have a passion, you create a product that gives value to your audience, you create a system that generates income as passive as possible (that is, disconnected from the concept of money in time) and constantly invest what you earn. Then let the magic of compound interest do the rest.

Going to tell someone who is struggling for daily survival ” change, follow me, do as I do and you will see that you too will be able to create your wealth”,  risks unleashing at least some insults. And rightly so!Not everyone wants, and it is very respectable, but even if they wanted to, not everyone can or can do it. Here are the wealth creation tips for you now.

Exchanging wealth and poverty what does it do?

Rich House, Poor House is the title of the British reality I saw. If you are curious in Italy you find it as Home Exchange. The format is this: two families, one belonging to the poorest 10% of the English population and the other to the richest 10%, exchange home, life, and habits and above all budgets for a week.

How will they react to this experience and above all what will they bring back when they return to their respective lives on the eighth day?

Two premises:

These are usually large families, with at least two or three children

The rich, at least in the two seasons, are all rich and not well-off by birth

The first day that the respective houses and lives are exchanged, after the initial shock of finding homes that are very different from the usual ones, each family finds out how much money it can count for the week. In a box in the kitchen are enclosed the cash that the family will have available to eat, warm up, get gas, go out and face the unexpected.

The poor, who happen to be in the house of the rich, have a weekly budget ranging from 1700 to 2000 pounds.

The rich, who go to the house of the poor, usually find in the kitchen jar no more than 140/170 pounds.

Thus, the week begins and our two families live each other’s lives.

The poor have more difficulty adapting to being rich than vice versa

Although relieved by the thought of how to make ends meet for a whole week, poor families have great difficulty accepting abundance. They feel they do not deserve what they are enjoying. They take a few days before being able to let they go and even in enjoying a good dinner at the restaurant they are a prey to guilt. In shopping, they rarely manage to afford the luxury of buying what they normally can’t afford, but they greatly appreciate the opportunities that rich life gives their children. In particular the possibility of developing their talents.

Thanks to the excellent lessons after school, sports of all kinds and other engaging activities, the children of poor families, in that week, have the chance to test themselves in everything they wanted to do but did not even dare to ask: lessons of music, repetitions, dance classes, horseback riding, sailing, tennis. They breathe environments that exude quality, beauty and possibilities.

Rich families have a clear control of expenses and they engineer themselves

All the families I observed, although they used to spend ten times more than the available 150 pounds, were able to carefully manage every penny. From the first day they drew up a plan and had control over how much to spend on every need.

On some occasions they also found ways to solve some problems of the poor family. In one case, for example, the new tenant realized that the gas tariff paid by the poor family was higher than that applied to him in his rich home and he managed to change the contract.

On another occasion the rich family freed the lawn of the house occupied by the rubbish of others, including an old sofa. Having no means of transport available, if not a bicycle, and not wanting to pay the withdrawal fee for the 70 pounds dump, the family reduced the sofa to pieces using hammers, knives and kicks. Then, dividing the weight into various garbage bags, parents and children walked a few kilometers towards the landfill.

Rich families, in living a week as a poor, understand the value of closeness

In the week as poor, the children of the rich find themselves without extra-curricular commitments or opportunities for exit because there is not enough money or because the house is located in unsafe areas. At that point, parents and children strive to spend time together at home.

Many realize that the closeness, even the physical one to which they are forced and the time they have to pass without particular occupations, reconnects relationships, allows comparisons and strengthens affections.

Doing things together, when there is love, is worth more than any designer shoe. In this case, therefore, money does not bring happiness, although it undoubtedly alleviates worries.

The poor see a possibility they could not imagine

During the week of screw exchanges, each family meets the other’s friends and begins to learn about each other’s stories. The rich discover the difficulties and the life of sacrifice of the poor, the poor discover that the rich have not always been such. Some started from worse conditions than their own, and then built successful businesses, careers and economic well-being for themselves and their families. Seeing a positive example gives hope to the less fortunate, a goal that seems feasible, especially for their children.