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  • Best Top 10 Low Investment Franchise Opportunities In India And International

    Best Top 10 Low Investment Franchise Opportunities In India And International

     

    If You Want To Search Best Low Investment Food Franchise In India? Don’t Worry, We Help To Find Best Franchise Business

    friends? So let’s tell you the top 10 best Franchises in India today, By the way, today there are many big food Franchises in India, which provide Franchise services. Every company has its own different concept, Everyone has different food of variety, Are you also doing a good Franchise search? So let’s know which Franchise they are, whose Franchise we can take income of millions of rupees a month.

    Why Franhise Business Is So Fast Income Generate Business|Benefits To Buy Low Investment Franchise

    Franchise business is considered very easy to Franchise business. If you are thinking of starting a new business, then Franchise business can be a good option for you. Because the Franchise owner keeps promoting Already, due to which your business starts selling from 1st day. And you start doing a good income job. If you start a business by yourself, then it takes you years. During which your sales are down. Most businesses close in the 1st year itself. So due to all these reasons many people go to the loss of millions. If you also want to do business, take a Franchise now and start your own business.

    So let’s know the top 10 business franchises in India and International

    1)     Subway Franchise

    2)     Mast Banarasi Paan Franchise

    3)     Pizza Hut Franchise

    4)     Handi Chai Franchise

    5)     Mcdonld Franchise

    6)     Family Chaat Franchise

    7)     KFC Franchise

    8)     Sattu Sharbat Franchise

    9)     Dunkin Franchise

    10)   Home Food Franchise

    1.     Subway Franchise

    If you want to open a subway Franchise in India, then you have to invest from 50 lakh to 65 lakh rupees. Apart from this, you will also have to enter into an agreement with the subway company, under which you will be charged 6 lakh rupees as a Franchise fee. The Subway Franchise was started at the age of 17 by Fried Deluca in 1965. Today they are running 400+ in all over India. Today the subway Franchise has opened across the world. Subway is a very old brand that provides variety of sandwiches for many years. And today Subway has become such a big brand that people are earning millions every month by taking its Franchise. Subway can be a good option to start a new business

    Investment :- 50-60Lakh

    2.     Mast Banarasi Paan | Best  Franchise In India

    Mast banarasi paan is big Paan Franchise Brands In India, these serve 100+Flavour Paan In Our Franchise partner and consumer mast banarasi paan is best Low Investment Franchise provider in india and other if you find top Lowest Franchise Opportunities in india. so this is a very good option to start Franchise Business. Today the 200+ Pan Franchise of Mast Banarasi Paan is running in India. And apart from this 13+ Franchise Inn is running in Nepal. And apart from this, they also have 1 Franchise in London. If you are searching for a very cheap business Franchise, you cannot get better business opportunities from this. Because this year there is a lot of loss to all business, that is why Mast Banarasi Pan is providing Pan Franchise to people in very less investment.

    Minimum investment this year  :- 2.5-4.00 lakh

    Required :- only space 100-150 squre feet

    3.     Pizza Hut Franchise

    Pizza Hut Franchise is a pizza provider company started in 1958 Unid States. Dan & Frank started this company And today their 18000+ Franchise outlets are running all over the world. Pizza Hut Franchise costs around Rs 2 to 3 crores today. In which you need space from 1000 square feet to 1500 squre ft. Apart from this, Pizza Hut charges you 6% of your profit. If you live in Metro City, Pizza Hut Franchise opportunities may be a good option for you. But you have to invest 2-3 crores to start its Franchise. Monthly rent to invest is 60-70k rupees.

    Minimum Investment :- 2-3 crore

    Space :- 1000-1500 squre feet

    4.     Handi Chai Franchise

    Handi chai is one of the best chai Franchise provider based in ghazibad, india. handi chai is great unique concept serve types of chai. Handi tea started in Ghaziabad in 2018 and Today it is offering handi tea to people at 100+ outlets in India. And with this Franchise you can earn around 1-1.5 lakh rupees monthly. Because the raw material is low price in tea, so you will be able to cover your investment quickly with this Franchise. If you are thinking of starting a tea Franchise, Handi chai is right for you. Because it provides you Franchise for 1.5-2.5 lakhs. In which your monthly sale becomes comfortable near 200,000.

    Minimum investment :- 1.5-2.5 lakh

    Space :- 100-150 squre feet

    5.     McDonald Franchise

    McDonald’s was founded in 1940 and was founded by Richard and Maurice Macdonald. At the same time, in the year 1955, Ray Krak joined the company as a Franchise agent, started buying the chain from the McDonald brothers and became its owner. The list of products sold by McDonald’s includes items such as vegetarian burgers, chicken burgers, french fries, spout drings, milk shake, salads, desserts, coffee. At the same time, French fries sold by them are specially liked. McDonald’s branches are found in about 119 countries. McDonald’s currently has about 36,900 outlets worldwide and not only that, McDonald’s provides employment to more than one million people. To take a McDonald’s Franchise, you need 6 to 8 crores. Out of which the Franchise fee is 30 lakh rupees. On the other hand, if you do not have that much money, then you can take a loan from a bank.

    Investment  :- 6-8crore

    Space :- 4000 squre feet

    6.     Family Chaat Franchise

    Family chaat Franchise Company Provides chaat, shake waffles,pizza in all over india. today 150+ running outlets in india. (Family Chaat Franchise) Provide Very attractive types of paan, chaat, shake, soda waffles. this time special discount offer in Family Chaat Franchise. Current time 150+ running outlets in india and international. 15+ outlets running in Nepal. If you want to start family chaat Franchise call to +91 9810272631.

    Minimum investment :- 1.5-2.5 lakh

    Space  :- 100-150 squre feet

    7.     KFC Franchise

    (KFC) Kentucky Fried Chicken Franchise is world best Franchise services provider in all over world. Currrent time KFC 22621 outlets open in all over world. You may have to invest 8 crores to 10 crores to open the Franchise of KFC. If you want to earn from Rs. 50 Lakhs to Rs. 1 Crore, then KFC can be a good Franchise Opportunity.

    Investment :- 8 crore

    Space :- 4000 Squre Feet

    8.     Sattu Sharbat Franchise

    Sattu sharbat is one of the best sattu sharbat and sattu Varieties serve company. These company provides sattu sharbat Franchise in india. these company provides many flavours of sattu sharbat and liiti chikha and other. if you are interested these types Food Franchise. So visit :- sattusharbat.com, Franchise Investment :- 1-2.5 lakh, space required :- 100-150 squre feet.

    9.     Dunkin Franchise

    Dunkin Franchise Business Startup is 1954 is canton Massachusetts, Dunkin Franchise restaurant Sell’ dunkin coffee, Donuts, bagels, muffins, sandwiches as well food item and other. if you want to start dunkin Franchise restaurant so invest :- 1.5 crore. Current time dunkin 12960 Franchise running in all over world.

    Franchise Fee :- 1.5 crore

    Space : – 2000-4000 Squre Feet

    10.   Home Food Franchise

    Homefood4u.com is one of the best mothers hand food provider in india and international. this is a unique taste of mothers hand food. home food provide very Low Investment Franchise Opportunities in all over india. they serve lots Varieties of home food.

    Investment :- 1.5-7 lakh

    Space :- 100-500 squre feet

     

  • How an ideal tax software solution can help you during tax season?

    How an ideal tax software solution can help you during tax season?

    If you are running a business then there are maximum chances that you must not be loving the tax season. Well, it is true that tax season is not something that you should like as it forces you to get involved in practices that you don’t like or don’t have time for. But you will also have to accept the fact that there is no way you can avoid the tax season and skip filing taxes for your business. If you will do so then there are maximum chances that the government will send an issue to either submit your taxes with a fine or shut the doors of your business forever.

    There is no denial in the fact that if you are planning to lower down the hassle during the tax season then you will have to choose an ideal tax software. Gone are those days when business owners used to sit with pen and paper in order to file taxes. You should know that in the modern era even the IRS requests you to file your taxes digitally as it doesn’t only save time but it also helps in saving our planet as well.

    But do you really know how an ideal accounting or tax software solution cloud based QuickBooks can help you during the tax season? Well, this is what we are going to discuss in this blog post.

    Speed up the process

    Filing taxes is all about time. Every tax season comes with a deadline and this is why you will have to make sure that you are filing the taxes before the deadline. But if you are planning to file taxes for your business then you will take care of many aspects and this is what consumes most of the time. Even after putting in lots of effort, time, and money, there are many businesses that are not able to file taxes on time and this mainly happens when you are not working with the right tax software solution.

    An ideal tax software solution will have all the features that you will need in order to file taxes successfully and this is how a good tax software will help you during the tax season. This is also one of the main reasons why businesses put so much effort, time, and money into choosing the right tax software solution.

    Make you more accurate

    If you are thinking that tax filing is about time then you are completely wrong. You should know that tax season is also about accuracy. You will need to be 100% accurate while filing taxes otherwise you will have to deal with many different types of issues. Well, it’s true that there is no way you can use pen and paper in order to become 100% accurate but even the wrong tax software will make things highly complicated for you. This is another reason why working with the right tax software solution is highly necessary.

    An ideal accounting and tax software solution like QuickBooks hosting for an accountant will help you in staying accurate and that too without putting in much effort. There are many things included in an ideal tax software solution that allows you to easily file your taxes as soon as possible and that too with 100% accuracy.

    Stay secure

    If you have never filed taxes before then one of the most important things you should know about tax season is online criminals become highly active during the tax season and they even start using different types of tactics in order to get their hands on the important data that keeps on moving during the tax season. Well, if you are going to use pathetic tax software for filing your taxes then there are maximum chances that online criminals will be there to get their hands on your data and this is what you will have to be concerned about.

    A good tax software solution will come with all the necessary and updated security features that will keep you safe during the tax seasons and this is why choosing the right tax software solution is highly necessary during the tax season.

    There is no way you can skip the tax season but the one thing that you can do is get rid of hassle during the tax season as this is the only way you will be able to comply with the rules and regulations laid down by the government for tax season.

    There are many tax software solutions out there and choosing the right one depends on your need. A good accounting and tax software will allow you to stay safe during the tax season and it will also help you in filing taxes quickly and with better accuracy.

     

     

  • Features to look out for while choosing an accounting software solution

    Features to look out for while choosing an accounting software solution

    Just like HR, Marketing, and Sales, the type of accounting practices you use in your firm is going to affect the success of your firm for sure. If you will keep on ignoring the importance of accounting in your firm then there are maximum chances that you will never be aware about your financial health and this is why there are many aspects of your business that will be affected because of this. But in order to manage your books properly, the one thing that you will have to focus on will be the type of accounting software solution you are going to use.

    The world of accounting software solutions has become very big and now there are many different types of accounting software solutions out there. Sometimes, choosing the right accounting software solution for your business might become overwhelming because of the wide variety of options. But if you are on the hunt for the best accounting software solution out there and are not able to make the right decision then you have come to the right place.

    In this blog post, we are going to discuss some of the features that you will need to look in for while choosing an ideal accounting solution for your firm.

    Industry-specific functions

    One of the most important things that you should know here is that the accounting needs of different industries will be different and there is no accounting software solution out there that will be able to fulfill the needs of all the industries out there. This is why you will have to start with looking for industry-specific functions. For example, a website developer might need project costing for tracking the profitability of the project. But if you will be running an ecommerce business then you might be in search of an accounting software that easily integrates with your ecommerce software solution.

    There are many accounting software solutions out there that come with different industry specific versions and this is why you will need to choose only those accounting software solutions instead of sticking with the generic approach. Consider your industry and then make the right decision.

    Multicurrency feature

    Another important thing that you will have to look for while choosing an accounting software solution for your firm will be the multi-currency feature and there is no way you can choose an accounting software solution by ignoring this important feature. This feature will become a matter of prime importance for you if you are dealing in different currencies. With the help of this feature, you will be able to post transactions in both currencies. Accounting solutions like QuickBooks cloud hosting comes with this feature and this is why people choose it without any second thoughts.

    Even if you hold assets and liabilities in other countries, you will need to perform currency revaluation and this will never be an easy job if your accounting software solution will not have multi-currency features.

    Bank compatibility

    If you are sure that you are choosing the best accounting package then there are maximum chances that it will allow you to easily integrate with banks as this is one of the most important features that you will need to look for while choosing an accounting software solution. If this feature will be available in your accounting software then you will be able to download transactions from your bank directly and thus your job will become easier. And by downloading transactions, you will be easily able to complete your bank reconciliation.

    If you will automate your bank reconciliation in this way then it will save you a lot of time since going for manual reconciliation is not the right approach. This is why before choosing an accounting software solution, make sure that it easily integrates with your bank.

    Cloud compatibility

    If you are thinking that you will just buy a software solution and then install it on your desktop in order to use it then you are completely wrong. You should know that in the modern era, most of the people are interested in using the accounting software solution on the cloud rather than using it on the desktop, and because of this, you will need to check whether your accounting software solution is fully compatible with cloud computing or not.

    Cloud accounting solutions like a host for QuickBooks will allow you to unlock the power of the cloud and in addition to this, you will keep on utilizing the benefits of the basic accounting features of the software solution that you are using.

    If you will look for the above mentioned features in an accounting software then there are maximum chances that you will be able to choose the right accounting software solution without any worries and hassle.

     

     

  • Tips for HR to Create a Sustainable Environment in the Workplace

    Tips for HR to Create a Sustainable Environment in the Workplace

    Sustainability is now a critical aspect for the businesses as the pollution level is increasing every day. We are about to see some severe effects in the coming years in the absence of strict measures. It is the responsibility of leaders, managers, and the HR department to create sustainable policies and help the environment.

    The HR department plays a pivotal role in acquiring and nurturing talents based on organisational policies. They can curate and deliver a companywide message to the employees and stakeholders on sustainability. Here are a few tips for the HR department to create a sustainable environment in the workplace.

    Set a Social Purpose

    The first step towards creating a sustainable culture is to find and set a social purpose. It is the aim that drives the whole process, from strategizing to implementation. You can refer to the UN’s list of sustainable goals to achieve.

    Sustainability is a broad term that covers concepts such as gender equality, quality education, and climate change. Some of the biggest concern in the industry often decides your purpose. It is on the management to determine the target among 17 different sustainable development goals.

    Review the Current Practices

    It is time to review the current practices that create an impact on the decided social purpose. You must evaluate the current situation on its severity with different metrics. The review should contain the history of policies towards the set purpose.

    Let us take the example of reducing water consumption in some manufacturing industry. Here, the evaluation should contain the current consumption, water source, and the future with the same consumption. The focus should be on the company’s current practices for the goal, as mentioned earlier and its effectiveness.

    Find the Areas that Need Improvement

    It is inspiring from your part to work towards creating a sustainable workplace. But you must work in the right direction where a change is needed the most. Therefore, review the current practices and find those areas.

    This way, you can create a more significant impact on the strategy change. You will find the task more challenging and outside the comfort zone. This makes the whole campaign a lot more impactful and exciting.

    Add Sustainability to the Hiring Process

    You should add sustainability in the hiring process to ensure new employees fit right in the work culture. Discuss the sustainability goals with them during the interview process. This will send the message on the importance of sustainability for your organisation to the new joiners.

    It is always good to have new employees already aligned towards the ultimate goals of the organisation. It reduces the need for micromanaging, and the changes are easily implemented. The overall sustainability performance will also remain consistent from the start.

    Train Staff

    The current staff also need training to changes you are bringing in the organisation. The whole process is critical for the sustainable goal and its outcome. Therefore, create a strategy on training staff before you roll out the changes.

    You should give your staff some time before expecting any development. There might be doubts, confusions, and some mistakes in the initial phase. You must organise workshops, training sessions, and meetings to thoroughly explain the changes.

    Reward the Change

    An intuitive way to ensure the successful implementation of new sustainable policies is by rewarding the best performers. You need to add the sustainability column in their performance review for this. Though finding the metrics to measure the sustainability of individual employees is not easy for every industry.

    Make it a team assignment if the individual assessment is not possible. Your organisation will be making sustainability an important KPI. Apply for bad credit loans in Ireland to generate capital for the initial implementation of the incentive scheme.

    Ask Employees for Suggestions

    You can add employees in the decision-making process to get some helpful suggestions. This way, you can make them feel valued and responsible. They will take ownership towards achieving the goals and make every effort towards it.

    Let the team leaders conduct brainstorming sessions with their team members. Ask them to document everything and take feedbacks from the employees.

    Retain the Right Employees

    Once you have the policies implemented, you will find the employees performing activities to achieve the sustainability targets. You must keep an eye on them and target their retention. They are the right people to create a sustainable work culture within the organisation.

    Also, it will reduce the cost and efforts of training new employees for sustainable development goals. Your organisation will remain consistent toward achieving them.

    To Conclude

    In the end, it is quite impossible to create a sustainable workplace without the help of the HR department. They hold the key toward developing and implementing the strategies. However, you must try to make a belief among the employees about their contribution to the environment.

  • What is the Need for A Digital Development Loan?

    What is the Need for A Digital Development Loan?

    The Digital Development Loan has become one of the most familiar terms in the UK. The nation’s government brought this into the market to delay the virus spread. Due to the ongoing rise in the application, there is an increase in its processing time.

    The Scottish Government Digital Development Loan is a service that provides loans to organizations for enhancing online capacity and capabilities. It also encompasses digital skill development to boost economic productivity.

    The loan provides financial assistance to companies for the implementation of online integration, security, processes, software, hardware, etc., costs.

    The Requirement for a Digital Development Loan

    ●    Provides Digital Marketing Training

    A large number of companies, entrepreneurs, and startups get established globally every day. Therefore, the competition doesn’t stop, and neither do the online marketing trends. Learning about consumer behaviour and digital marketing can help to drive large targeted traffic to a website.

    Social Media Expert or a Digital Marketing Manager’s role is to ensure that this objective is met with rising numbers every week, month, and year. Often companies, and indulge in online advertising to avail this benefit.

    However, a digital marketing expert can lower advertising cost through organic means like blogs, case studies, news articles, keyword research, etc. Therefore, learning about digital marketing can open doors to financial success for an individual and a company.

    Furthermore, with the assistance of Digital Development Loan, training can get incorporated. It can help people from the ranks of business owners to a digital marketing intern. Additionally, it would provide familiarity with ongoing trends and establish the website on search engines and social channels.

    The training also helps to provide knowledge, assist with doubts, create self-confidence in teams and provides a window of opportunities. These help businesses to generate more money, and provide ongoing success for the long term.

    ●    Helps to Bring Transformation in an Organization

    A Digital Development Loan can save company costs from expenditure on e-commerce platforms through hardware and software purchases. Many startups don’t have the budget to avail these options without taking a loan.

    Unfortunately, the Digital Development Loan cannot get utilized for hiring an outside organization for marketing, or for corporate marketing. However, companies can avail unsecured personal loans to serve these and other purposes without handing over any security.

    But, as mentioned before, the loan can get utilized for internal training on digital marketing. Therefore, it can help provide a knowledge boost to interns or refresh managers’ concepts or even open doors to new ideas.

    Therefore, a Digital Development Loan can help to create inbound resources for managing a company’s marketing. It saves time and money for recruiting an experienced person. Simultaneously, it keeps the company for providing additional new employee training.

    Additionally, the trainees can indulge in new concepts that can boost the online presence of a website on social platforms, and search engines. Therefore, it provides immense benefits compared and minor drawbacks.

    ●    Establishes the Importance of Digital Marketing

    An IAB UK report suggested that sixty-one per cent of people use online ads to attract new customers. Fifty-one per cent make use of online ads for creating company awareness.

    Forty-one per cent SME’s and managers claim that bring new customers can become challenging in the next year. Seventy per cent SME’s believe in the importance of customer communication, especially during the pandemic.

    Therefore, the need for digital marketing training keeps rising every day. As mentioned before, the training is possible by hiring an outside organization after availing any of the easy loans.

    However, businesses can choose a Digital Development loan to cover hardware, software, and training expenditures. According to a report, the growth of the tech sector is rising in Scotland.

    Unfortunately, Scotland also lags by ten per cent of the necessary digital marketing skills of UK citizens. The Digital Development Loan can help develop business marketing capabilities and support SME’s to foster, especially during the dire pandemic circumstances.

    According to a source, digital marketing on e-commerce platforms would help drive 17.5 per cent retail sales by 2021. Eighty-seven per cent of shoppers believe in shopping after reading about product experiences on social media.

    Similarly, Search Engine Optimization (SEO) helps to generate thirty-nine per cent of e-commerce traffic globally. Moreover, a single ‘abandoned cart’ email generates sixty-nine per cent orders. Therefore, the value of digital marketing is established by all businesses.

    ●    High Loan Capacity

    One of the best benefits of availing a Digital Development Loan is that it comes with high borrowings. A business can borrow an amount ranging between £5000 and £100,000 to cover software, hardware and training expenses.

    Furthermore, the repayment tenure of the loan ranges from three months to five years. This Scottish Government loan incorporates no early repayment fees. Therefore, businesses can recover the expenses, and become debt-free without waiting for the tenure elapsing date.

    Another benefit of availing the loan is that it comes with a zero interest rate. There are also no administrative fees associated with this loan. However, it is only available for businesses in Scotland, UK.

    A Digital Development Loan serves versatile purposes. These include financial costs for hardware, software, and training. Businesses can use these benefits to lower their digital skill gap and costs from hiring a new employee.

    The training program can assist a group of people who can share ideas to generate more money and traffic. The knowledge boost can help an intern skip over the learning hurdle through experience, or provide refreshing knowledge to managers.

    Simultaneously, business owners can utilize the training, software, and hardware expenses to boost the business through new approaches. It would also help monitor the ongoing digital marketing practices of organizational employees, and take new leaps.

    The digital marketing concepts, such as PPC, SEO, social media advertising, email marketing, etc., can provide extended-lasting benefits. For example, an intern with affirmative knowledge and guidance can boost career by incorporating the practices in a resume, and interviews.

    Similarly, business owners can reach out to potential investors through new digital marketing approaches and become debt-free in no-time. Managers can refresh their concepts to incorporate least used or forgotten marketing practices for a domain.

    Besides this, familiarity with new hardware, and software would make any marketing candidate more approachable for an organization. Similarly, entrepreneurs can make use of them for scaling the business.

    Conclusively, a Digital Development Loan can provide enormous benefits but is limited to citizens of Scotland in the UK.

     

     

  • DIFFERENT TYPES OF FINANCIAL PRODUCTS EXPLAINED

    DIFFERENT TYPES OF FINANCIAL PRODUCTS EXPLAINED

    Working professionals have been able to save some money now though they have been working from home since last few months. They are now looking out for investment destinations to park these savings and earn returns on them. However, the only problem is they find it difficult to understand different asset classes as most of them are somewhat complex.

    We have identified some of these financial products with a detailed explanation for a better understanding of these working professionals.

    You can also apply for 12-month payday loans from direct lenders to invest money in these financial products or to finance your basic needs if you are out of a job. These are unsecured loans which are even meant for bad credit borrowers, which are often ignored by established commercial banks.

    These loans have an instant decision. Thus the approval or rejection decision is given on the same day, and the loan amount is transferred in the next hour, once it is approved.

    Let’s now look at these financial products in a bit detail, here it goes:

    • Equity Investing: You first need to have a Demat or Trading Account with a broker who is registered with The Financial Conduct Authority (FCA). After which you can start your investing or trading journey by buying stocks of companies. The returns on your investment here are in two forms, namely share price appreciation and dividend.

    You become a shareholder and thus, small owner of the companies in your portfolio. As a prudent investor, prefer to diversify your investments across different companies in different industries. Avoid putting all your money in just one company’s stock. The risk is higher here. Thus analysts suggest diversifying one’s portfolio for better returns and lower risk.

    • Mutual Funds: These are somewhat similar to equity investing with the difference being that here a fund manager is investing your money on your behalf. Mutual funds collect money from a pool of investors and the fund manager who is managing that fund will invest this money as per his research and knowledge.

    The Net Asset Value (NAV) of that fund will decide your returns. You can invest money in a mutual fund as one-time lump sum investment in one go, or you can start a Systematic Investment Plan (SIP) wherein you need to pay a fixed amount every month.

    The risk here is relatively less compared to equity investment if you are a novice investor. It is advised by many market veterans that if you are planning to invest in mutual funds then stay invested for long-term that is for 10-15 years or more to benefit from the effect of compounding on your returns.

    Also, the tax on your returns is less if you are investing from more than 5 years. Thus, it is preferable to attach a long-term financial goal like your child’s higher studies or his/her wedding to a mutual fund.

    • Derivatives: This is also known as F&O Market, which is Futures and Options as these are the most traded instruments in the derivatives segment. They derive their value from the underlying asset, which could be a share, commodity, index, or currency, and thus they are known as derivatives.

    They fall in the category of risky investment category as they are highly volatile as futures and options come with an expiry. Both of them are traded on the London Stock Exchange, and traders can trade them using their Demat account.

    Futures have an obligation which needs to be honoured at expiry while options give you a right to buy or sell before expiry, there is no obligation in options. Derivatives can make you a millionaire in a few months, or it can twist your fortunes another way round as well, thus trade derivatives with strict stop losses to minimize the downside.

    • Commodities Trading: This segment deals with buying and selling commodities like natural gas, crude oil, gold, silver, copper, iron, rubber, cotton, the power to name a few.

     You can speculate on future prices of these commodities and accordingly take a position on them. However, to be profitable you need to have knowledge about the commodity you are planning to trade and as a practice; you should follow every news related to that commodity.

    Commodity trading is good for short-term gains, but you have to track and monitor them for better returns constantly. If your trading capital is low, then you can approach direct lenders for 12-month payday loans.

    Currency Trading: The most active and the most volatile market, the currency market is open all day as when one market closes, other opens based on time zone difference.

     In this, currency traders take a position on currencies like US Dollar, Euros, Pound Sterling, Indian Rupee, Swiss Francs etc. They bet on the prices of these currencies vis-à-vis Dollar or other currency, the exchange rate. This trading is the most difficult and complex financial product as the potential for both upside and downside is high.

    Either you will go from rags to riches or another way round. Go for currency trading only when you are 100% sure else avoid taking such risk and settle for less risky instruments and asset classes.

    These were some of the complex financial products simplified for your understanding. We hope you got the basic idea about them along with the risk-reward ratio.

    There are other less complex financial products as well like bank deposits, real estate, gold ETFs etc. which have low risk and your money is comparatively safer. Decide which asset class is right for you based on your risk-taking ability, don’t just blindly follow others.